I want to borrow...
Experts in sourcing Car finance,
need a Car loan? We can help.
Apply Now
Win free fuel†
Take out a vehicle loan by 10 May 2024, and go in the draw to win free fuel for a year, valued at $6,500!†.
+ Read more
We are market-leading. But why?
We were the first car specialists online, we deliver fast turnaround times and same day settlement.
+ Read more
Stop! Check before you shop
Applying for loans with multiple lenders can negatively impact your overall credit score. We know our lenders and generally get approval first time without shopping around.
+ Read more
Win free fuel†
Imagine... a break from worrying about the cost of fuel... In the market for a new ride and searching for financing options? Here's an opportunity you won't want to overlook… Take out a vehicle loan through Motor Vehicle Finance and go in the draw to win this great prize, valued at $6,500. Entries close 10 May 2024 and our lucky winner will be drawn on 16 May 2024.†
We are market-leading. But why?
We help our customers with a huge number of car loans every year; have strong relationships with New Zealand lenders and deliver fast approval and same day payout. All good things, but we also pride ourselves on our local Kiwi based team and great customer service. We were the first car loan specialists online and over the years have made the process of obtaining car loan easy.
Stop! Check before you shop
So many Kiwi’s don’t realise that every time you apply for a loan, that application is noted on your credit record. Big deal? Yes it is. It negatively impact you overall credit score and lenders’ view of your application. Talk with us first. We know the lenders; we know the process and we know the industry.
Personal one-to-one service from start-to-finish, a local kiwi based team. Need a car loan? We can help.
How do car loans work?
knowing what you're agreeing to is essential. Check our summary of how car loans work - the repayment options you have and other detail to keep you in the driver's seat. For example: how interest and repayment terms work; fees and terms; all the nitty gritty.
View guideHow to avoid buying a lemon
Many Kiwis have bought used vehicles which have turned out to be less than they expected. The AA offers some advice on how to avoid buying a lemon. The AA offers full bumper-to-bumper examinations at centres nationwide and also pre purchase inspections at the location of the seller.
View guideIMPORTANT INFORMATION
1. *Fixed interest rates range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60 month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
2. Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. A loan of $5,000 over 12 months at 10.95% p.a. has fees totalling $495 and a total repayment of $5,832.00 equating to 12 monthly payments of $486.00.
3. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
4. One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
5. Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.
†About the prize draw: All vehicle loans drawn down by 5pm 10 May 2024 will go in the draw to win one year’s supply of fuel, valued at $6500. The prize value has been a calculated by multiplying $125 per week in fuel costs by 52 weeks. The winner will be randomly drawn on 16 May 2024. The prize will be forfeited, and another prize draw will take place if contact cannot be made within 14 calendar days. Competition not open to staff of One Partner Ltd and its related businesses. View full Terms and Conditions here.