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We shop
around so you
get the best deal

Get the best interest rate

In fact we'll pay $500 towards your loan if we can't beat a rate you've found elsewhere. Quality not quantity. We don’t waste time with lenders who can’t deliver the goods. We work with the top lenders in New Zealand so you get the best rates. In fact we’ll pay $500 towards your loan if we can’t beat a rate you’ve found elsewhere. We work independently for you and put our talented negotiators to the task of securing the sharpest rate for your car loan. Every time.

We are the best. But why?

We were the first car specialists online, we deliver the quickest turnaround times and a 95% approval rate. We do a huge number of car loans every year; have strong relationships with the best lenders and deliver the sharpest interest rates. All good things, but we also deliver the quickest turnaround times and the easiest experience. We were the first car loan specialists online and over the years have become the very best at meeting your needs.

Stop! Check before you shop

Applying for loans can negatively impact your overall credit score. We get the best rate without affecting your credit history. So many Kiwi’s don’t realise that every time you apply for a loan, that application is noted on your credit record. Big deal? Yes it is. It negatively impact you overall credit score and lenders’ view of your application. Talk with us first. We know the lenders; we know the process and we get you the best rate without affecting your credit history.
Personal one-to-one service from start-to-finish, we deliver no
obligation repayments and loan terms that work best for you.

How do car
loans work?

Knowing what you're agreeing to is essential. Check our summary of how car loans work - the repayment options you have and other detail to keep you in the driver's seat. For example: how interest and repayment terms work; fees and terms; all the nitty gritty.
View Guide

How to avoid
buying a lemon

We do a huge volume of car loans every year. What does that mean for you? Our strong relationships with the best lenders deliver the sharpest interest rates, quickest turnaround times and the easiest experience from application to purcase.
View Guide