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Experts in sourcing Car finance,
need a Car loan? We can help.
Know before you buy
Confirm your loan offer and understand the approval before you commit.+ Read more
We are market-leading. But why?
We were the first car specialists online, we deliver fast turnaround times and same day settlement.+ Read more
Stop! Check before you shop
Applying for loans with multiple lenders can negatively impact your overall credit score. We know our lenders and generally get approval first time without shopping around.+ Read more
Personal one-to-one service from start-to-finish, a local kiwi based team. Need a car loan? We can help.
How do car loans work?
knowing what you're agreeing to is essential. Check our summary of how car loans work - the repayment options you have and other detail to keep you in the driver's seat. For example: how interest and repayment terms work; fees and terms; all the nitty gritty.View guide
How to avoid buying a lemon
Many Kiwis have bought used vehicles which have turned out to be less than they expected. The AA offers some advice on how to avoid buying a lemon. The AA offers full bumper-to-bumper examinations at centres nationwide and also pre purchase inspections at the location of the seller.View guide
1. *Fixed interest rates range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60 month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
2. Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. A loan of $5,000 over 12 months at 10.95% p.a. has fees totalling $495 and a total repayment of $5,832.00 equating to 12 monthly payments of $486.00.
3. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.
4. One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
5. Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.