Finance for Utes, Trucks, Vans & 4x4s

Work, play, or both — get the right vehicle with finance that fits.

Start Your Finance Check

Start Your Finance Check

Fast Finance for Your Next Workhorse or Adventure Rig
Quick Approvals to Keep You on the Road
Relied on by Tradies, Farmers & Drivers Across NZ

Finance for Every Job (and Every Weekend)

Whether it’s for the worksite, the farm, or your next adventure, we’ll help you secure the right ute, truck, van, or 4x4 — fast.

Replacing your workhorse - upgrade to a reliable ute, truck, or van you can count on.
Expanding your capability - add vehicles to handle more jobs or bigger loads.
Switching from costly finance - refinance to a more competitive option.
Seasonal or project-based needs - secure short or long-term finance solutions.
Getting adventure-ready - finance a 4x4 or off-road vehicle built for where the road ends..
Backed by choice - we compare options from multiple NZ lenders for the right fit for you.

Get a no-obligation quote

Ute, Truck & Van Finance
How it Works

Tell us about the vehicle you want and your situation — the form takes just a few minutes. An MVF adviser will compare finance options from leading NZ lenders and send you a no-obligation quote so you can decide with confidence.

What We Compare

Interest rates and the sharpest options for you.
Terms that fit your planned use and budget.
Repayment frequency (weekly/fortnightly/monthly) and total cost over the loan.
Fees, including any setup or early-repayment costs.
Estimated total cost to own under each option.

Talk to an MVF Adviser

UTE, TRUCK, VAN & 4x4 FINANCE CALCULATOR

Check potential repayments and total cost (estimate only).

$15,000

$5,000

$50,000

48 months

12 months

60 months

9.95%

rate 7.95%

rate 29.95%

Weekly Repayments

$91

Monthly Repayments

$393

Total Amount Repayable

$18,864

The repayment amounts shown include Establishment and Introducer fees totalling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Find out more about fees here.

How We Make It Simple

Compare multiple lenders with one application
Give you clear, upfront costs and terms before you commit
Handle the paperwork so you can focus on work or the weekend
Keep you updated from application to approval

From worksite to weekend, we make getting finance simple.

Finance | Get a no-obligation quote

What You'll Need

Getting started is simple — and we’re here to help seven days a week.

Start Here

The form takes about 3 minutes to complete. For faster turnaround, you can securely share bank statements — in some cases we can return a conditional quote in under an hour.

Start my 3-minute check

On the Road to Approval

When you’re ready to proceed, we’ll gather anything missing — typically proof of income, proof of address, and ID. Your adviser will keep you posted and help with any questions.

Talk to an Adviser

FAQs

Your Ute, Truck & Van Finance Questions, Answered

Can I finance both new and used vehicles?

Yes — as long as the vehicle meets lender requirements for age, condition, and value.

Can I buy privately or from a dealer?

We work with both, provided the vehicle meets lender criteria.

How fast can I get approved?

Many applications are processed the same or next business day once we have all required details.

Can I refinance my current ute, truck, van, or 4x4 loan?

Yes — we can review your existing finance and explore more competitive options.

Can I finance multiple vehicles at once?

Yes — we can arrange finance for fleets or multiple vehicles under one application, subject to lender approval.

Do you offer finance for off-road vehicles?

Absolutely — we can finance utes and SUVs for work, farm, or recreation.

What documents will I need?

Typically ID, proof of income, and proof of address — we’ll let you know exactly what’s needed