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Smart Business Vehicle Finance

Get finance for the vehicle that keeps your business on the move. Cars, utes, vans, or trucks — compare options and get a no-obligation quote.

Start Your Business Finance Check
Vehicle Loans
Vehicle Loans
Start Your Business Finance Check
  • Finance for Cars, Utes, Vans & Trucks
    Finance for Cars, Utes, Vans & Trucks
  • Quick Approvals to Keep You Moving
    Quick Approvals to Keep You Moving
  • Compare Leading NZ Business Lenders
    Compare Leading NZ Business Lenders

Business-Ready Vehicle Finance

Business moves fast — and so should your vehicle finance. Whether it’s planned growth or an urgent replacement, we’re here to help you secure the right funding, fast.

  • Growing your fleet - add utes, vans, or trucks to meet new contracts or demand.
  • Replacing an ageing vehicle - keep your team on the road with safe, reliable transport.
  • Refinancing expensive loans - switch from high-cost finance to a more competitive option.
  • Fast access for urgent needs - get back up and running quickly when the unexpected happens.
  • Upgrading for capability - invest in vehicles that help you take on bigger jobs or new services.
  • Backed by choice - we compare options from multiple NZ lenders to find the right fit for your business.
Get a no-obligation quote
Car Refinance

Business Vehicle Finance
How it Works

Tell us about your business and the vehicle you need — the online form takes just a few minutes. An MVF adviser will compare finance options from leading NZ lenders and walk you through a no-obligation quote so you can decide with confidence.

What We Compare

  • Interest rates and the sharpest available options for you.
  • Term lengths vs. alternatives that could suit your business cashflow.
  • Repayment frequency (weekly/fortnightly/monthly) and total cost over the loan term.
  • Fees, including any early-repayment or setup costs.
  • Estimated total cost to own and operate under each option.
Talk to an MVF Adviser
Business Vehicle Finance Calculator

Check potential repayments and total cost (estimate only).

$15,000
$5,000
$50,000
48 months
12 months
60 months
9.95%
rate 7.95%
rate 29.95%

Weekly Repayments

$91

Monthly Repayments

$393

Total Amount Repayable

$18,864

The repayment amounts shown include Establishment and Introducer fees totalling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Find out more about fees here.

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How We Make It Easy

  • Compare multiple business lenders with just one application
  • Give you clear, upfront costs and terms before you commit
  • Handle the paperwork so you can stay focused on running your business
  • Keep you updated at every stage, from quote to settlement.

It’s all about getting you the right finance with less hassle and more confidence.

Finance | Get a no-obligation quote

What You'll Need

We keep it simple and swift - here to help seven days a week.

Getting Started

The form takes about 3 minutes to complete. For faster turnaround, you can securely share business bank statements — in some cases we can return a conditional quote in under an hour.

Start my 3-minute check
Next Steps

When you’re ready to proceed, we’ll gather anything missing — typically proof of income (bank statements or payslips), proof of address, ID, and business details such as NZBN or GST registration. Your adviser will keep you updated and help with any questions.

Talk to an Adviser
Questions, answered

Business Vehicle Finance FAQs

How fast can I get approved?

Many applications are processed the same or next business day once we have all the required information.

Can I finance more than one vehicle at once?

Yes — we can arrange finance for fleets or multiple vehicles under one application, subject to lender approval.

How do I know I’m getting the right option?

We compare multiple NZ business lenders and assess the most suitable options for your situation, so you can proceed with confidence.

Can I finance a second-hand vehicle?

Absolutely — provided it meets lender requirements for age, condition, and value.

Do I have to buy from a dealer?

We work with dealer and private sales, as long as the vehicle meets lender criteria.

Can I refinance an existing business vehicle loan?

Yes — we can review your current finance and explore options for a more competitive arrangement.

What documents will I need?

Typically ID, proof of income, and business details such as NZBN or GST registration — we’ll guide you through exactly what’s required.