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Fast, Simple Vehicle Finance.

Get a vehicle finance loan purpose-fit for you.

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Vehicle Loans
Vehicle Loans
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Real Know-How

Skilled hands, fast loans.

For all things wheels and water, we’ve got you covered. At MVF, we deliver expert loan advice. Fast access to the loan you need, confidence we’ve found the right option, and a hassle-free process—often sorted the same day.


Quick, simple, and stress-free. Apply in minutes, and we’ll handle the rest. With 10+ years of experience and 50,000+ Kiwis helped, we’re the smart choice for vehicle loans. Ready to roll? Let’s go!

  • Amos Banbury

    Amos Banbury

  • Anna Shepherd

    Anna Shepherd

  • Brooke McNevin

    Brooke McNevin

  • Chloe Russell

    Chloe Russell

  • Codi Sutherland

    Codi Sutherland

  • Coral Stevenson

    Coral Stevenson

  • Courtney Fitton

    Courtney Fitton

  • Dale Wolfrey

    Dale Wolfrey

  • Dorian Grault

    Dorian Grault

  • Emma Hendry

    Emma Hendry

  • Erin McKenzie

    Erin McKenzie

  • Georgia Morton

    Georgia Morton

  • Idrees Hamid

    Idrees Hamid

  • Imran Chowdhury

    Imran Chowdhury

  • Jayden Salton

    Jayden Salton

  • Jessica Gopalan

    Jessica Gopalan

  • Jimi Ward

    Jimi Ward

  • Kim Marchant

    Kim Marchant

  • Lauren Woolford

    Lauren Woolford

  • Oliver Davidson

    Oliver Davidson

  • Reeves Naidoo

    Reeves Naidoo

  • Renee Knipe

    Renee Knipe

  • Samuel Pickering

    Samuel Pickering

  • Shannon Gardiner

    Shannon Gardiner

  • Terry White

    Terry White
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Plan Your Payments

$5,000
$5,000
$50,000
12 months
12 months
60 months
9.95%
rate 9.95%
rate 29.95%

Weekly Repayments

$112

Monthly Repayments

$484

Total Amount Repayable

$5,808

The repayment amounts shown include Establishment and Introducer fees totalling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Find out more about fees here.

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How It Works

  • Kick things off online—it only takes 3 minutes!
  • We'll be in touch. You'll hear from us within 30 minutes (work hours).
  • We'll chat about what you need and what matters most, so we know exactly what to look for.
  • We'll find your match. We explore the lenders and find the right option for your needs.
  • Loan sorted! Once approved, your loan can be settled the same day—if everything’s good to go!).

Like to know more?

Get the Guide | How Car Loans Work

Let’s Find the
Right Loan for You.

Apply online

Car, motorbike, boat, or caravan loans—whatever you need, getting started is just minutes away. Our simple form only takes a moment to complete!

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Talk to the Team

Want to chat before diving in? Whether you have a few questions or just want to suss us out first, we’re here and happy to help.

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Quick Reads

FAQs

Have a question or two?

Got questions? We’ve got answers! Being informed is important, and we’re here to help. Explore some of the most common questions below, or reach out to us anytime if there’s more you’d like to know.

What can you buy with a vehicle loan?

Vehicle loans can help you purchase a wide range of vehicles—cars, trucks, motorbikes, caravans, jet skis, motorboats, yachts, and more. If it’s got wheels or floats, chances are vehicle finance could be used to purchase it. .

How long does vehicle finance take?

Securing a vehicle loan can be surprisingly fast—we frequently help Kiwis get their financing sorted in under a day. Naturally, this depends on lender approval and having all the necessary details ready. But whether it takes a few hours or a bit longer, you can trust the team at Motor Vehicle Finance to move quickly.

What are the vehicle loan interest rates?

Interest rates vary from 9.95% p.a. to 29.95% p.a., tailored to your unique profile and circumstances (such as credit history, security, etc.). Fill out our quick form here - start the ball rolling to get your personalised rate.

What are the vehicle loan fees?

Great question to ask upfront! When taking out a loan, there are establishment/introducer fees and lender fees to consider. For details about our fees, check out our Disclosure Statement here, and for information on lender fees, click here. In the meantime, here’s an example with key fees included in the repayment and total amount:
 
Example: On a $5,000 loan over 12 months at 10.95% p.a., with Establishment and Introducer fees totaling $495 and a PPSR fee of $7.39, the total repayment amount is $5,835.93, broken into 12 monthly payments of $486.34.

Which lenders do you work with?

We partner with a diverse range of lenders to support Kiwis with various vehicle finance needs. Our current lender panel features Heartland, Marac, Oxford Finance, Finance Now, Geneva Finance, Avanti Finance, UDC, Gem Finance, and Community Financial Services.